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California
Serviced ZIP codes: 95820
California
Serviced ZIP codes: 95820
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An ADU is a tiny home with the mandatory presence of a bathroom, a bedroom, and an efficient kitchen. Thus, it is just a smaller copy of a large house that is allowed to have the same plot. This greatly helps to solve the problem of affordable housing.
ADUs, or accessory dwelling units, have been gaining popularity for a long time. Among possible reasons may be counted the housing crisis and ADUs’ possibility to reduce the costs of homeowners in the long run. Not only does building an ADU provide you with extra space. Some ADU types may be built in record time; for example, prefab ADUs’ construction completion time can be limited to just one or a couple of months after obtaining permission. Another ADU type – a granny flat – allows you to lodge the aging parents in your backyard, but with a proper degree of privacy. Other ADUs serve as a source of extra income.
Learn about different ADU types, how to utilize them the best way, and how to pick a reliable ADU builder or contractor in the Sacramento region of California!
Property owners in Fruitridge Pocket City may wonder what exactly the benefits are of hiring ADU contractors. First of all, most people don’t possess enough knowledge and skill to construct a tiny house with their own hands. Accessory dwelling units are not so simple in terms of technology. On the other hand, when taking on your ADU project, professional general contractors form specialized teams that consist of builders, architects, engineers, and designers – in general, all specialists who can help you create a high-quality, durable, stylish, and inviting ADU.
Besides, not every family has experience dealing with local authorities in the Sacramento region. General contractors typically help you to avoid this red tape as, being closely familiar with Northern California laws and regulations, they take on the task of obtaining construction permits from the authorities.
A+ Construction & Remodeling is a reputable company in Sacramento. Having acquired an extensive database of completed projects over the years of its work, this company has gathered under its roof the best specialists in the design and construction fields.
When choosing to start your ADU project with A+, you pick in favor of:
Reach out to local A+ Construction & Remodeling to create a cozy, well-equipped ADU with its own character in the backyard!
Typically, any general contractor California homeowners apply to will offer them such ADU project configuration options to choose from:
A detached house may be related to backyard cottages. Because an accessory dwelling unit is a completely separate structure with its own entrance. Detached ADUs are perfect for generating rental income. The more stylish, cozy, and conveniently located your detached ADU is, the more you will be able to demand in terms of rent money.
An attached ADU is separated from the primary residence by a wall. General contractors recommend building an attached ADU if you need an additional place to live but don’t want to shut yourself off from the main house too much. This option is especially practical for granny flats when your loved one needs you to be within a few steps of reach all the time.
Conversions are also sometimes called internal ADUs because they are created from an existing structure, which is most often located inside the house or directly adjacent to it. So if your property in Sacramento has a space used only for storing unneeded items, consider building a garage conversion, an attic conversion, or a basement conversion.
A homeowner may not have enough cash or even space on their property to build a full-size ADU. In this case, junior ADUs can raise their interest. A tiny accessory dwelling unit conversion with a maximum size of 500 square feet can, for example, serve one person with minimalist demands to live in or to work from.
Choose an ADU project of your liking and get started with the accessory dwelling unit construction process!
Before the start of the construction process, homeowners should get acquainted with the norms and regulations in California and in the Sacramento region in particular.
One family is allowed to build one general ADU, attached or detached, in the backyard and one junior ADU conversion. If the household is owned by multiple families, they are entitled to one ADU per every four existing dwellings.
A one-bedroom ADU can reach 850 sq. ft.; an ADU with two bedrooms can reach 1000 sq. ft.; and a junior ADU must not exceed 500 sq. ft. The smallest ADU size allowed is 150 sq. ft.
Aside from living space extension and granting the opportunity to affordable housing within the Sacramento community, the ADU building presents California homeowners with several useful features:
Of course, not everyone can devote a lot of time to caring for their aging parents. But if their condition allows, a granny flat is a way more homey and affordable dwelling than a distant assisted living residence with huge fees.
If you’re a homeowner who works remotely and is engaged in the manufacture of products at home, a separate residential dwelling in your yard will serve as a great place to concentrate on your business without being disturbed by family members.
Guests from another Sacramento city or from the neighboring state of California will appreciate the opportunity to freely stay in a cozy, equipped yard cottage. And you, as hosts, will appreciate the maintenance of your personal space.
Though renting costs may vary depending on the popularity of the city, amenities, number of bedrooms, and attractiveness of the façade, in general, one may charge up to $2000 per month. Rents may be used to pay off the mortgage and taxes or to replenish the family’s monthly budget with fixed additional funds.
Get your property appraised after building an ADU to resell it for maximum benefit. A high-quality ADU made taking into account the requirements of modern design can add from $200,000 to $500,000 to your property value. This amount not only helps to repay the costs, but is also quite capable of being used to buy a new house.
To make a final decision, the A+ Construction & Remodeling company suggests starting with the following:
The next topic we’re going to tackle is how to find financing for an ADU building if you don’t have sufficient funds. The first and most obvious option is a loan application. But which loans are the most profitable for those who want to do construction work?
This is a type of secured loan where the collateral is your home equity. The lender typically demands that the borrower retain a certain percentage of their home equity (10–20%). The fees of lenders under this mortgage don’t exceed $500, and you can withdraw money to pay big for an ADU building and then repay the loan before the due date. This, together with low-interest rates, makes a home equity line of credit as convenient as a credit card. However, keep in mind that such loans treat your home as collateral, and it will be confiscated if you default.
If you get this loan, the lender will require an assessment of your property’s value after the construction is finished. To do this, you will need ready-made architectural plans so that the appraiser can evaluate your property as a whole. And already, with this amount, you can take a short-term loan (commonly for one year).
And last but not least good financing opportunity is the ADU grant program. The California Housing Finance Agency offers up to $40,000 for ADU buildings. At the moment, payments are suspended, but it is planned to resume on July 1, 2023. A grant is not a traditional loan or mortgage, so you won’t have to pay anything back.
To meet the criteria for obtaining such a grant, it’s necessary for the lender that you:
If a custom ADU is not what you’re ready to pay for, a prefab ADU is a way for you to both have an ADU and save money. Not only are prefab ADUs times cheaper than custom ones, but they also don’t require individual project development and calculations from scratch and the choice of each detail according to your taste. But they can be built as quickly as in a matter of 30 days, given that all permits have already been obtained.
But does a prefab ADU qualify to a customer’s expectations if it’s typical and manufactured without their participation? We make sure that the same quality standards are applied to prefabricated units as to custom-made ones.
With everything said, A+ Construction & Remodeling offers amazing opportunities for those who’re dreaming of an ADU. Whatever your requests, we will find a way to fulfill them. No matter what your budget is, we will find ways to find you an ADU that you can afford or advise which loan will suit you.
Whether it’s a detached ADU cottage in your yard, a garage conversion, a granny flat, an ADU for guests, for earning extra income, or for any other purpose, A+ Construction & Remodeling will do a quality job in record time!
Yes. On the one hand, if you rent out an ADU for $2,000 per month in the long term, you will not only reimburse the cost of construction but will continue to generate passive income. On the other hand, if you plan to sell your house, a residential space supplement in the form of an ADU will add 30–40% to the price of the property.
Thanks to the CalHFA grant, a homeowner in California has the opportunity to cover all the expenses for the preliminary stage of the ADU unit construction. These include blueprints, impact fees, approvals, energy reports, etc. This $40,000 will come in very handy, especially in the case of impact fees, which can sometimes reach up to $10,000.
Sure, you can refinance. Taking this opportunity, you can choose an option with a lower interest rate on a loan and, at the same time, use the funds received to improve your living conditions. But to do this, you will need the percentage of your paid portion of the previous mortgage (your equity) to be at least the cost of the ADU.